Terms of Use, Privacy Policy, and Disclaimer

Effective Date: 01-21-2025
Last Updated: 03-04-2025

Welcome to The Murphy Group ("Brokerage," "Company," "we," "us," or "our"). This document outlines the Terms of Use, Privacy Policy, and Disclaimer that govern your access to and use of TheMGRealtors.com, related social media, and software used to operate (the "Website"). By accessing this Website, you confirm that you have read, understood, and agree to comply with these policies. If you do not agree to any part of these terms, you must discontinue use immediately.

1. Terms of Use

1.1 Purpose and Scope

This Website serves as an informational platform to provide general real estate insights, industry trends, property listings, brokerage services, and educational content. This Website is intended for current and prospective clients, homebuyers, sellers, investors, and real estate professionals. The content provided is for informational purposes only and does not establish any form of professional relationship, including, but not limited to, a real estate broker-client relationship. Users should not rely solely on the Website’s information to make real estate, financial, or legal decisions.

1.2 No Professional Advice or Representation

The content on this Website should not be construed as real estate, financial, investment, mortgage, legal, or tax advice. Users are responsible for conducting their own due diligence before making any decisions related to real estate transactions. To establish a formal relationship, a user must sign a Brokerage Representation Agreement with The Murphy Group.

1.3 Real Estate Listings and MLS Data

Any real estate listings displayed on this Website are subject to availability and may change at any time. MLS data is obtained from sources that we believe to be reliable but is not guaranteed for accuracy or completeness. The Murphy Group is not responsible for any outdated, incorrect, or omitted information related to real estate listings.

1.4 Fair Housing and Non-Discrimination Compliance

The Murphy Group fully complies with Ohio Fair Housing Laws, the Fair Housing Act (FHA), and the National Association of Realtors (NAR) Code of Ethics. We do not discriminate based on race, color, religion, sex, disability, familial status, or national origin. Any listing descriptions, images, or neighborhood insights provided on this Website comply with federal and state Fair Housing regulations.

1.5 Third-Party Links and External Websites

This Website may contain links to third-party websites, services, or external resources. These links are provided for convenience only, and The Murphy Group does not endorse, control, or take responsibility for third-party content, policies, or security practices. Users acknowledge that engaging with third-party websites is at their own risk.

1.6 Limitation of Liability

To the fullest extent permitted by law: The Murphy Group and its affiliates are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of this Website. We do not guarantee the Website’s availability, security, or error-free operation. Users assume full responsibility for their real estate, financial, and investment decisions made based on Website content.

1.7 Website Availability, Security, and Use Restrictions

We strive to maintain a secure and uninterrupted Website experience, but we do not guarantee continuous access. Users must not engage in hacking, malware distribution, spamming, or unauthorized scraping of Website content. The Murphy Group reserves the right to suspend or terminate user access in cases of suspected misconduct or violations of these terms.

1.8 Modifications to the Terms of Use

We may update or modify these Terms at any time, without prior notice. Continued use of the Website after changes constitutes acceptance of the updated terms.

2. Privacy Policy

2.1 Information We Collect

A. Personal Information You Provide: Name, phone number, email address, and mailing address (if submitted through contact forms). User-provided information for requesting property details, scheduling consultations, or subscribing to newsletters.
B. Automatically Collected Information: Log Data: IP address, browser type, referring URLs, and user interactions on the Website. Cookies & Tracking Technologies: Used for analytics, personalization, and Website performance improvements.

2.2 How We Use Your Information

The Murphy Group may use your personal information for the following purposes:

  • To respond to inquiries and provide real estate services.

  • To send newsletters, promotional emails, or updates (with opt-out options).

  • To ensure compliance with real estate, fair housing, and licensing regulations.

  • To enhance user experience and improve Website content and functionality.

2.3 Sharing and Disclosure of Information

Your information will not be sold or rented to third parties. However, we may share data with:

  • Service Providers: Third-party vendors for Website analytics, email marketing, and digital advertising.

  • Legal Authorities: If required by law, we may disclose user data to comply with legal obligations.

  • Business Transfers: In the event of a merger, sale, or business restructuring, user data may be transferred to the new entity.

2.4 Data Security and Retention

We implement security measures, encryption, and firewalls to protect personal data. Personal data is retained only as long as necessary for business and legal compliance. Users may request deletion of their data, subject to record retention requirements under real estate laws.

2.5 Your Privacy Rights

Users may have rights under privacy laws such as CCPA (California Consumer Privacy Act) and GDPR (General Data Protection Regulation), including:

  • The right to access, correct, or delete personal data.

  • The right to opt-out of marketing communications.
    To exercise your privacy rights, please contact Team@TheMGRealtors.com.

2.6 Rewards Program Policy

By participating in The Murphy Group Rewards Program, users acknowledge that any rewards, incentives, or promotions are subject to change or termination at our discretion. Eligibility, terms, and conditions for rewards will be communicated through official company channels. Rewards may not be transferred, redeemed for cash, or combined with other offers unless explicitly stated. Participation in the program does not create any contractual or financial obligations beyond those expressly outlined.

3. Website Disclaimer

3.1 No Guarantees on Content Accuracy

The Murphy Group provides no guarantees or warranties about the accuracy, completeness, or reliability of Website content. Users should always verify real estate data, property values, and market insights through direct consultation with licensed professionals.

3.2 No Client-Broker Relationship Without a Signed Agreement

Accessing this Website does not create a broker-client relationship. A legally binding Real Estate Representation Agreement must be signed before any services are provided.

3.3 Limitation of Liability for Third-Party Content

The Murphy Group is not responsible for any third-party content, links, or external platforms accessed via this Website.

4. Contact Information

The Murphy Group Advisors LLC dba The Murphy Group
Principal Broker: Jayse Murphy
Office Address: 50 W High St #102, Springfield, OH 45502
Phone: (937) 561-8434
Email: Jayse@TheMGRealtors.com

5. Acknowledgment & Acceptance

By using this Website, you agree to:

  • The Terms of Use governing Website access.

  • The Privacy Policy regarding data collection.

  • The Disclaimer limiting liability.
    If you do not agree, please discontinue use of this Website and services immediately.